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Cash for Keys

What is a Cash for Keys negotiation?

A Cash for Keys negotiation is an agreement made between the lender and the borrower where the lender will actually pay the homeowner to vacate the home in a timely fashion without destroying the property. The lender usually does this to avoid incurring the additional expenses involved in evicting homeowners. Cash For Keys is one of several Loan Modification Services provided by Foreclosure-Shield.com.

What is Loan Modification?

Loan modification is a service whereby a homeowner's mortgage is modified and both lender and homeowner are bound by the new terms

. The most common modifications are a lowering of the interest rate, reducing the principal balance, 'fixing' adjustable interest rates, increasing the loan term, forgiveness of payment defaults & fees, or any combination of these. Foreclosure-Shield.com’s Loan Modification specialists can help you determine the best modification option for your unique situation. Please fill out the form to the right so that we can begin the evaluation and help you fight foreclosure.

Will my Lender Modify My Loan?

Yes, your lender will work with you. The Foreclosure process is costly for everyone involved, including your lender. So because of bank failures, the FDIC (Federal Deposit Insurance Corporation) created procedures for banks to workout troubled loans with their borrowers. Modifying loans makes them affordable and reduces the amount of foreclosures.
Recent articles Recent Articles
Loan Modification Can Work For You

It is a remarkable situation that we as a country find ourselves in today when family homes are being foreclosed on with a scope and scale never before seen. Clearly the current U.S. recession and worldwide economic crisis is much to blame for this scenario. One might think that there might be no glimmer of hope in sight, and that banks might act too quickly nowadays to foreclose on homes if the borrower begins to fall behind on their monthly mortgage payments. But such is not the case.

The fact is that most people facing the prospect of foreclosure can stop the process in its tracks and... (READ MORE)

Stop Foreclosure With A Loan Modification

There are many alternatives to foreclosure, but many people are unaware that they exist. If you are among the millions of homeowners struggling to pay their mortgage or if you are already in foreclosure, you need to know that you have an alternative. You could try to sell your home in a market where no one is buying, or you could attempt to get a refinance loan, but those options leave a slim chance for success. The best option is for you to take advantage of the qualified professionals that work in the mortgage loan modification industry and see how they can help you lower your payments or in... (READ MORE)
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